How Do I Utilize My Nigerian National Housing Fund (NHF) Contributions?

What is National Housing Fund? The National Housing Fund ("NHF" or the "Fund"), which was established by the NHF Act of 1992 (the "Act"), is a scheme created by the Federal Government to cater for the housing needs of the Nigerian citizenry. What does the Act say about NHF and who is required to contribute? The Act provides that all Nigerian employees, whether self-employed or in paid employment are...

How To Access The National Housing Fund (NHF) Loan

WHO CAN APPLY Any Nigerian above the age of 18 The applicant must be a contributor to the National Housing Fund for a minimum period of six months. The applicant must have satisfactory evidence of a regular flow of income to guarantee loan repayment. PURPOSE The loan shall be for the purpose of building, purchasing or renovating a residential accommodation No loan shall be for...

BHK to Build 500 Homes with NLC for Kano State Civil Servants

BHK is currently working with the Kano State Government to provide 500 homes for civil servants in the state. This was sealed by a Memorandum of Understanding(MoU) signed at the Government House in Kano on Wednesday, 3rd May 2017. Governor Abdullahi Umar Ganduje Wednesday presided over the signing of the MoU between the state government and the company at the Government House, Kano. He assured that the...

What You Need to Know About Land Titles

Facts About Land Title A parcel of land or property without a Certificate of Occupancy is as good as owning a vehicle without a logbook. This is not the kind of situation you want to find yourself as a landowner or property owner in Nigeria and especially in the Federal Capital territory where rules are upheld to the last fibre of implementation. What is certificate of occupancy (C of...

Documents When Buying Land

Buying land in Nigeria is one of the common property law transactions, which is administered by various legislation depending on the jurisdiction in Nigeria. Conveyance, as it is known, is the process by which ownership of land is transferred between a seller and a buyer. This can include both residential and commercial land transactions. Thus the most common way of proving ownership of a land is the...

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